Credit Report & Debt Collection Services

MetaCredit is a credit counseling and consumer advocacy business. For about seven years we have helped consumers fix credit reporting problems, deal with debt collectors, and pursue claims under the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA). We work with clients nationwide, with an office in Tucson, Arizona.

Book a free 30-minute consultation

Credit Report Errors & Disputes

Wrong accounts, balances or late payments? We dispute inaccurate information with Equifax, Experian and TransUnion.

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Collections & Charge-Offs

Challenge inaccurate collections and charge-offs and make collectors validate the debt.

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Sued by a Debt Collector

Served with court papers? Learn the deadlines and your options, fast.

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FCRA Claims

When CRAs or furnishers ignore your disputes or report inaccurately, you may be owed damages.

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FDCPA Claims

Harassment, false threats or ignoring your dispute? Debt collectors who break the rules can be held accountable.

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How pricing works

There is no one-size-fits-all price. Cost depends on your situation: how many accounts and reports are involved, and whether collectors or a lawsuit are part of it. On your free consultation, James reviews your reports and gives you a clear price before anything starts, with no obligation.

Start with a free review

Bring your questions. We'll look at your credit reports together and map out next steps.

Book my free consultation

Or call 205-719-4227 · [email protected]

Educational only. Not legal advice. James Wilhite is not an attorney at law. MetaCredit is not a law firm and does not provide legal representation. Results depend on the facts of each case and are not guaranteed.

MetaCredit · 130 E. Congress St. Suite 111, Tucson, AZ 85701 · 205-719-4227 · [email protected]
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